This Concept Note does not constitute legal, financial, prudential or investment advice. It is not an offer of financial products, services or ratings. It only describes potential uses of the PlanetarySolvency.com naming asset.

1. Purpose of this concept note

The purpose of this note is to outline how the Planetary Solvency banner could be used by a public institution, coalition or financial actor to:

• Frame planetary risks in language that is intelligible for Boards, Ministers and Governors.
• Connect planetary boundaries and macro-financial stability under a single narrative.
• Provide a home for a Planetary Solvency Dashboard and related observatory tools.
• Avoid brand confusion with commercial products or single-jurisdiction initiatives.

PlanetarySolvency.com is conceived as a neutral, descriptive banner that any acquiring institution can adapt to its own mandates, methodologies and governance.

2. What is “Planetary Solvency”?

In this note, Planetary Solvency refers to the capacity of the global socio-economic system to remain viable when multiple planetary boundaries are approached or breached (climate, biodiversity, land use, biogeochemical cycles, water stress, pollution, social stability, etc.).

From a financial and actuarial perspective, this can be thought of as a higher-order solvency question above:

• Insurance and reinsurance solvency (claims, catastrophe risks, liability tails).
• Banking solvency and macro-prudential stability.
• Corporate balance-sheet resilience and long-term investment returns.

Planetary Solvency does not replace existing prudential regimes. It provides a shared language and dashboard layer that helps actors see how physical and transition risks accumulate at planetary scale.

3. Example components of a Planetary Solvency Dashboard

The following elements are indicative only. The acquirer remains fully responsible for scientific choices, data sources and methodologies.

3.1 Planetary risk lenses

• Climate: warming levels, tipping-point probabilities, loss & damage metrics.
• Biodiversity & nature: ecosystem integrity, species loss indicators, land-use change.
• Water: scarcity, flood risk, groundwater depletion, glacial melt.
• Pollution & materials: chemical load, plastics, critical minerals and waste.
• Social & institutional fragility: conflict, forced migration, governance stress.

3.2 Channels into solvency & macro-finance

• Pathways from planetary stress to GDP, inflation and debt sustainability.
• Impacts on insurer solvency, bank capital and collateral values.
• Transmission to pension funds, sovereign wealth funds and households.
• Feedback loops between financial decisions and planetary pressure (e.g. investment in high-emitting or nature-negative activities).

3.3 Outputs & artefacts

• High-level Planetary Solvency indices or dashboards for Boards and policymakers.
• Scenario narratives and stress-test storylines anchored in planetary boundaries.
• Short, public-facing briefs for civil society, youth and the media.
• Technical annexes for actuaries, supervisors, rating agencies and model developers.

4. Governance & neutrality considerations

A key design principle for PlanetarySolvency.com is to remain a neutral banner, independent of any single commercial product or national agenda. Possible governance options for an acquirer include:

• A central bank or supervisor hosting the dashboard as part of macro-prudential work.
• An international organisation or coalition acting as convener and steward.
• A foundation or non-profit structure with a multi-stakeholder scientific council.

In all cases, the domain should make it easy to understand that:

• The framework, models and indicators are defined by the acquirer, not by the seller.
• PlanetarySolvency.com does not itself constitute an authority or rating agency.
• Methodological uncertainty and deep risk should be clearly acknowledged.

5. Legal & communication guardrails

To preserve legal safety and clarity, the acquirer is encouraged to maintain visible guardrails, for example:

• Prominent disclaimers that no legal, financial or investment advice is provided.
• Clear separation between public dashboards and any regulated reporting frameworks.
• Transparent description of data sources, model limitations and scenario uncertainties.
• Accessible language for non-experts, avoiding over-precision or implied guarantees.

The current site and this note only describe the naming asset and its strategic positioning. They do not commit any institution to a specific methodology or policy.

6. Role of the naming asset in an acquisition

For the right actor, PlanetarySolvency.com can:

• Anchor a long-term initiative under a memorable, non-commercial banner.
• Compress communication and change-management costs by providing instant clarity.
• Secure a defensible position if “Planetary Solvency” becomes a widely used label.
• Provide a neutral home for multi-disciplinary work across finance, science and policy.

The transaction would transfer the domain name only, unless explicitly expanded to a broader bundle (for example with related Solvency domains). Any programmes, data or intellectual property developed afterwards would be under the acquirer’s control.